:root{--b:#1f4fa8;--bd:#14336f;--o:#e8913a;--g:#3d8a37;--bg:#f4f8ff;--t:#1b2845;--m:#5a6783;--sh:0 18px 50px rgba(31,79,168,.14)}
*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}
body{font-family:'Poppins',sans-serif;color:var(--t);background:#fff;line-height:1.75;overflow-x:hidden}
h1,h2,h3{font-family:'Playfair Display',serif;line-height:1.2;color:var(--bd)}
a{color:inherit;text-decoration:none}img{max-width:100%}
.w{width:min(1180px,92%);margin:0 auto}
section{padding:90px 0;position:relative}
.alt{background:var(--bg)}
.nav{position:fixed;top:14px;left:50%;transform:translateX(-50%);width:min(1200px,94%);z-index:60;background:rgba(255,255,255,.88);backdrop-filter:blur(14px);border-radius:60px;box-shadow:var(--sh);padding:8px 14px 8px 22px;display:flex;align-items:center;justify-content:space-between}
.nav img{height:46px;display:block}
.nav ul{list-style:none;display:flex;gap:6px;align-items:center}
.nav li{position:relative}
.nav ul>li>a{padding:9px 15px;border-radius:30px;font-size:.92rem;font-weight:500;display:block;transition:.25s}
.nav ul>li>a:hover,.nav ul>li>a.on{background:var(--bg);color:var(--b)}
.dd{position:absolute;top:100%;left:-60px;width:340px;background:#fff;border-radius:22px;box-shadow:var(--sh);padding:12px;display:none}
.nav li:hover .dd{display:block}
.dd a{display:block;padding:8px 14px;border-radius:12px;font-size:.86rem}.dd a:hover{background:var(--bg);color:var(--b)}
.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 28px;border-radius:40px;font-weight:600;font-size:.95rem;border:0;cursor:pointer;transition:.25s;font-family:inherit}
.btn:hover{transform:translateY(-3px)}
.bo{background:linear-gradient(135deg,var(--o),#f2a65a);color:#fff;box-shadow:0 10px 26px rgba(232,145,58,.4)}
.bb{background:var(--b);color:#fff;box-shadow:0 10px 26px rgba(31,79,168,.32)}
.bg2{background:#fff;color:var(--b);box-shadow:var(--sh)}
.bwa{background:#25d366;color:#fff;box-shadow:0 10px 26px rgba(37,211,102,.4)}
.burger{display:none;background:var(--bg);border:0;width:44px;height:44px;border-radius:50%;font-size:1.3rem;cursor:pointer;color:var(--b)}
.hero{padding:170px 0 110px;background:radial-gradient(circle at 85% 20%,#fde9d2 0,transparent 38%),radial-gradient(circle at 10% 80%,#dbe7ff 0,transparent 40%),#fff;overflow:hidden}
.hero .w{display:grid;grid-template-columns:1.15fr .85fr;gap:50px;align-items:center}
.hero h1{font-size:clamp(2.2rem,4.6vw,3.7rem);margin-bottom:20px}
.hero p{color:var(--m);font-size:1.08rem;max-width:560px;margin-bottom:30px}
.hero .bt{display:flex;gap:14px;flex-wrap:wrap}
.stack{position:relative;height:420px}
.fc{position:absolute;background:#fff;border-radius:24px;box-shadow:var(--sh);padding:20px 24px;animation:fl 6s ease-in-out infinite}
.fc b{display:block;font-family:'Playfair Display',serif;font-size:1.9rem;color:var(--b)}
.fc small{color:var(--m)}
.fc.a{top:10px;left:10px;width:230px}.fc.b{top:150px;right:0;width:250px;animation-delay:-2s;border-top:5px solid var(--o)}.fc.c{bottom:10px;left:50px;width:240px;animation-delay:-4s;border-top:5px solid var(--g)}
.fc.a{border-top:5px solid var(--b)}
@keyframes fl{50%{transform:translateY(-14px)}}
.ph{padding:150px 0 70px;background:radial-gradient(circle at 90% 10%,#fde9d2 0,transparent 40%),radial-gradient(circle at 5% 90%,#dbe7ff 0,transparent 40%),var(--bg)}
.ph h1{font-size:clamp(2rem,4vw,3.2rem);max-width:820px;margin-bottom:14px}
.ph p{color:var(--m);max-width:700px}
.crumb{font-size:.85rem;color:var(--m);margin-bottom:14px}.crumb a{color:var(--b)}
.hd{text-align:center;max-width:720px;margin:0 auto 56px}
.hd h2{font-size:clamp(1.8rem,3.2vw,2.6rem);margin-bottom:12px}.hd p{color:var(--m)}
.grid{display:grid;gap:26px}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}.g2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border-radius:26px;padding:34px 30px;box-shadow:var(--sh);transition:.3s;border-bottom:4px solid transparent;display:block}
.card:hover{transform:translateY(-8px);border-bottom-color:var(--o)}
.card .ic{width:58px;height:58px;border-radius:18px;background:linear-gradient(135deg,#e6eeff,#fff3e3);display:grid;place-items:center;font-size:1.6rem;margin-bottom:18px}
.card h3{font-size:1.25rem;margin-bottom:10px}.card p{color:var(--m);font-size:.93rem}
.card .more{color:var(--o);font-weight:600;font-size:.9rem;margin-top:14px;display:inline-block}
.stats{padding:0;margin-top:-50px;z-index:5}
.stats .w{background:var(--b);border-radius:34px;padding:38px 20px;display:grid;grid-template-columns:repeat(4,1fr);text-align:center;color:#fff;box-shadow:var(--sh)}
.stats b{font-family:'Playfair Display',serif;font-size:2.2rem;display:block}.stats span{opacity:.85;font-size:.9rem}
.two{display:grid;grid-template-columns:1.5fr 1fr;gap:44px;align-items:start}
.two h2{font-size:2rem;margin-bottom:14px}.two p{color:var(--m);margin-bottom:14px}
.side{position:sticky;top:100px;background:linear-gradient(160deg,var(--b),var(--bd));color:#fff;border-radius:28px;padding:34px 30px;box-shadow:var(--sh)}
.side h3{color:#fff;font-size:1.4rem;margin-bottom:10px}.side p{color:#dbe6ff;font-size:.92rem;margin-bottom:20px}.side .btn{width:100%;justify-content:center;margin-bottom:10px}
.chk{list-style:none;display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.chk li{background:#fff;border-radius:20px;padding:20px 22px 20px 62px;box-shadow:var(--sh);position:relative;font-weight:500;font-size:.96rem}
.chk li:before{content:"✓";position:absolute;left:20px;top:50%;transform:translateY(-50%);width:28px;height:28px;border-radius:50%;background:var(--g);color:#fff;display:grid;place-items:center;font-size:.85rem}
.steps{counter-reset:s}.steps .card{position:relative;padding-top:50px}
.steps .card:before{counter-increment:s;content:counter(s);position:absolute;top:-18px;left:28px;width:42px;height:42px;border-radius:50%;background:var(--o);color:#fff;display:grid;place-items:center;font-weight:700;box-shadow:0 8px 18px rgba(232,145,58,.4)}
details{background:#fff;border-radius:20px;padding:20px 26px;box-shadow:var(--sh);margin-bottom:16px}
summary{font-weight:600;cursor:pointer;color:var(--bd)}details p{color:var(--m);margin-top:10px;font-size:.94rem}
.cta{padding:60px 0 90px}
.cta .w{background:linear-gradient(135deg,var(--b),var(--bd));border-radius:40px;padding:64px 40px;text-align:center;color:#fff;position:relative;overflow:hidden;box-shadow:var(--sh)}
.cta .w:before{content:"";position:absolute;right:-70px;top:-70px;width:240px;height:240px;border-radius:50%;background:rgba(232,145,58,.35)}
.cta .w:after{content:"";position:absolute;left:-60px;bottom:-80px;width:220px;height:220px;border-radius:50%;background:rgba(61,138,55,.35)}
.cta h2{color:#fff;font-size:clamp(1.7rem,3vw,2.5rem);margin-bottom:12px;position:relative;z-index:1}
.cta p{color:#dbe6ff;max-width:600px;margin:0 auto 28px;position:relative;z-index:1}.cta .btn{position:relative;z-index:1}
footer{background:#0f2554;color:#c9d6f2;padding:70px 0 26px}
footer .grid{grid-template-columns:1.4fr 1fr 1.2fr 1.2fr}
footer h4{color:#fff;margin-bottom:16px;font-family:'Playfair Display',serif;font-size:1.1rem}
footer a{display:block;font-size:.9rem;padding:3px 0}footer a:hover{color:var(--o)}
footer .lg{background:#fff;border-radius:18px;padding:10px 14px;display:inline-block;margin-bottom:16px}footer .lg img{height:54px;display:block}
.cp{border-top:1px solid rgba(255,255,255,.12);margin-top:44px;padding-top:22px;text-align:center;font-size:.85rem}
.wa{position:fixed;right:22px;bottom:22px;z-index:70;width:62px;height:62px;border-radius:50%;background:#25d366;display:grid;place-items:center;box-shadow:0 12px 30px rgba(37,211,102,.5);animation:pu 2.2s infinite}
.wa svg{width:34px;height:34px;fill:#fff}
@keyframes pu{0%{box-shadow:0 0 0 0 rgba(37,211,102,.55)}100%{box-shadow:0 0 0 24px rgba(37,211,102,0)}}
form{background:#fff;border-radius:28px;padding:36px;box-shadow:var(--sh)}
form label{font-weight:500;font-size:.88rem;display:block;margin:14px 0 6px}
form input,form select,form textarea{width:100%;padding:13px 16px;border:1.5px solid #dbe4f5;border-radius:14px;font-family:inherit;font-size:.95rem;background:var(--bg)}
form input:focus,form select:focus,form textarea:focus{outline:0;border-color:var(--b)}
form .btn{margin-top:22px}#fm{margin-top:14px;font-weight:500}
.hp{display:none}
.rv{opacity:0;transform:translateY(28px);transition:.7s}.rv.in{opacity:1;transform:none}
:focus-visible{outline:3px solid var(--o);outline-offset:2px}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}.rv{opacity:1;transform:none}}
@media(max-width:980px){
.burger{display:block}.nav ul{display:none;position:absolute;top:70px;left:0;right:0;background:#fff;border-radius:26px;box-shadow:var(--sh);padding:14px;flex-direction:column;align-items:stretch}
.nav ul.open{display:flex}.dd{position:static;display:block;width:auto;box-shadow:none;padding:0 0 0 12px}.nav li:hover .dd{display:block}
.hero .w,.two{grid-template-columns:1fr}.stack{height:340px}.g3,.g4{grid-template-columns:repeat(2,1fr)}.stats .w{grid-template-columns:repeat(2,1fr);gap:20px}
footer .grid{grid-template-columns:1fr 1fr}.side{position:static}}
@media(max-width:640px){section{padding:64px 0}.g2,.g3,.g4,.chk,footer .grid{grid-template-columns:1fr}.hero{padding-top:130px}.cta .w{padding:48px 22px}.stack{display:none}}